Zenith

People can see their accounts but not their position. Balances sit in a dozen places, spending is invisible until it's a chart at the end of the month, and the real question — given everything, where should the next dollar go? — never gets a clear answer. Budgeting apps describe the past. They don't help you decide.

Zenith connects a complete financial picture — accounts, spending, net worth over time — and adds an analysis layer on top whose job is to answer the allocation question: where does capital work hardest given your goals, your obligations, and current conditions. Tracking is the foundation, not the product. The decision is the product.

• Account aggregation through bank-linking, with spending visualized as flow rather than rows
• Net-worth tracking over time, so trajectory is visible, not just balance
• An analysis layer that reads the full picture and surfaces where to position funds, rather than leaving the user to interpret raw numbers

The hard part of personal finance was never seeing the data — it's deciding what to do with it. Zenith is built around that decision. It's the difference between a dashboard that reports and a system that advises.